What Time Does The Chase Bank Close (2024)

FAQs

What is Chase Bank cut off time? ›

If your deposit was sent on or before the business day cutoff (11 PM Eastern time), you'll receive this message the same day. A business day is every day except Saturday, Sunday, and federal and state holidays.

Check holds are designed to protect both you and the bank. They allow the bank time to ensure that the check deposit will go through so that you're not in danger of going into overdraft or having the check returned. That's a plus since overdraft and non-sufficient funds fees can quickly pile up.

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In most cases, a check should clear within one or two business days. There are a few cases in which a check might be held for longer, such as if it's a large deposit amount or an international check. Make sure to review your bank's policies for what to expect in terms of check hold times.

Zelle Transfer Limit by Bank

Some banks have the same daily sending limit for all accounts, while others have flexible limits depending on your account type or history. For example, TD Bank has a $1,000 daily limit, and Chase Bank has a daily limit of $500 to $10,000 depending on your account tier.

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with $2.6 trillion in assets and operations worldwide.

JPMorgan Chase & Co. (stylized as JPMorganChase) is an American multinational finance company headquartered in New York City and incorporated in Delaware. It is the largest bank in the United States and the world's largest bank by market capitalization as of 2023.

The Bank of The Manhattan Company (New York) was founded on September 1, 1799, and continued under that name until 1955, when it merged with the Chase National Bank, which was founded in 1877; the merged bank was called The Chase Manhattan Bank. Chase's southwest regional headquarters in Phoenix, Arizona.

What is the cut-off time for Chase auto payments? ›

Payments made on a business day (Monday-Friday, excluding holidays) from a Chase deposit account by 11 PM ET or from a non-Chase deposit account by 8 PM ET will be credited on the same business day. Payments made on weekends, holidays or after the cutoff time will be credited the next business day.

Cutoffs vary widely and depend on the bank, location, and type of deposit. Cutoff times for most commercial banks fall between 2:00 PM local time and 11:00 PM local time.

You can use Chase Quick Deposit to scan and deposit checks from the convenience of your office. Check images are transmitted electronically to Chase for deposit, and those received by 9:00PM Eastern Time on a business day are processed the same day.